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likvdvk482 · Posted: Wed 5:33, 05 Jan 2011 Post subject: inventory

There are so many things involved with building wealth that it would take much more than one article to explain it all. So, we've put together a simple five-step guide to help you get a great start in building wealth for a lifetime.Step 1: Set Specific GoalsGoal setting is a task that can be easily put off - especially when you are extremely busy in day-to-day activities. However, goal setting is the first and one of the most important steps you'll take to achieve wealth. Set both short-term and long-term goals. Short-term goals may be daily, weekly and monthly goals. These should reveal where you would like to be financially by a certain time in the near future. Long-term goals include the amount of wealth you would like to accumulate within a year, two years, or maybe even five or ten years. Both types of goals are necessary to build wealth. Without goals,[link widoczny dla zalogowanych], you are wondering blindly with no care or thought of what's ahead. This pattern of life is sure to leave you empty-handed!Step 2: Create a Business PlanEvery successful business from the past and today started with a plan. Your business plan should illustrate where you are now, where you plan to be in the future, and how you're going to get there. Write these few notes down on paper. Then, fill in the blanks to create a rough business plan. It's easier than you think. *Your current income*Business profits and expenses (if you already own a business)*Business budget (or personal budget if working for someone else)*Capital needed upfront to promote and operate business*Plans to acquire the capital needed (source of capital)*Spending plan (promotions, supplies, inventory, online expenses, etc.)*Expectations (What results do you expect from your initial efforts?)Creating a business plan is a necessary step to build wealth through your own business. Even if you don't own a business, you should write down a similar plan to reach your personal wealth goals.Step 3: Avoid Harmful DebtDebt is the one of the key reasons many people never accumulate wealth. But remember, there are two types of debt: harmful debt and necessary debt. Harmful debt is the debt you create for things you do not need such as excessive shopping,[link widoczny dla zalogowanych], luxury items, expensive cars that you can't afford, etc. Necessary debt is a debt most people must have to live, such as a mortgage, car loan (affordable), medical, college, etc. These debts are a part of life for most families and will be for many, many years. However, even these types of debts should be kept well within your income limitations. If you can only afford a $250/month car loan,[link widoczny dla zalogowanych], then shop around until you find one at this price. Don't give in to the temptations and pressures to buy the fancier, more expensive car with a $450/month payment. It's not worth the risk!You may ask, "I thought these steps were for building wealth?" As it happens,[link widoczny dla zalogowanych], debt is the opposite of wealth. The more debt you have,[link widoczny dla zalogowanych], the less wealth you will accumulate. You can't save money or invest money that belongs to someone else. If you earn $3,000 in income this month, but owe $2,000 in loans (before everyday living expenses), you can't possibly have extra money to save. You must either earn more or sell some items to pay off your debt. You should avoid this "debt trap" if you intend on building wealth for the future.Another type of debt is one for your business. You may take out a small business loan to get things started or to promote your business. If you are uncertain about whether the business will bring profits, try to avoid business debt until you have tested it a while.Step 4: Develop a Personal PlanAbove, you developed a business plan. Now it's time to create a personal plan. What tasks will you do daily to build wealth? Put yourself on a schedule and a strict budget. Work toward your goals daily by making a list of things to do and marking off each item on the list as you complete the tasks. In your budgeting,[link widoczny dla zalogowanych], include a set amount of money you will put away in savings (savings account,[link widoczny dla zalogowanych], IRA, stocks, bonds, etc.) If you plan to invest, be sure to diversify your investments. Choose only one or two high-risk investments and several "safer" investments such as mutual funds or bonds. Step 5: Stay focused on the Goal, not the CircumstancesNo matter what circumstances you find yourself in, keep your eyes on the wealth-building goal ahead. Even if sales are down in your business, don't stop dead in your tracks. Remember, businesses have ups and downs. If you remain steadfast toward your goal during the slow times, the busy times are bound to be much better than ever. Your income will grow and you will have the extra money needed to reach your wealth-building goals.In a nutshell,[link widoczny dla zalogowanych], building wealth does not happen over night with one get-rich-quick program. It happens with consistent labor toward the goals and tasks you have created. You can build wealth for your future if you do not waver from these basic truths that have worked for millions of others!
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fdowr410 · Posted: Thu 17:15, 03 Mar 2011 Post subject:

Map of discount gas stations ：

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February 28, 2011, a Shanghai "discount gas station map" through a row forwards users, attracted a lot of motorists are being closely watched online. This map, now marked with 13 pairs of 93 gasoline stations offer promotions location and price of gasoline. In this map microblogging see some friends said, the map might lead them to drive added to the oil well and cheap gasoline. In addition, also born in Chongqing, Chongqing version of discount gas station map.Early marriage age of 80 is coming after the marriage by capture
Who said, Ripple in the youth literature, but is this precocious precocious generation of a silhouette. The face of Marriage, The first day of Year of the Dog in the City,[link widoczny dla zalogowanych], long queues in front of the marriage registration office to wait up for the new, young There are signs that: Free and easy publicity than the younger generation, many of the Because each invitation is meant to hand a Miss Lee, 25,[link widoczny dla zalogowanych], told reporters that only a conservative estimate,[link widoczny dla zalogowanych], this year she participated in at least 6 weddings, wedding parade of mostly students,[link widoczny dla zalogowanych], there are many just leave the school to participate in the work of mentees (age 22 were , 23 years old). The prospective bride and groom who are quasi-standard criteria of Miss Li admitted that the student friends of the marriage registration centers have 280 registered new pair. Waiting in queue behind the new registration, the one party or both parties in those born after 1980, a few. Grab marriage: catch the early benefits are many and the In this regard, career development,[link widoczny dla zalogowanych], reducing a lot of worries. Some colleges and universities from Shanghai Career Guidance Center survey, the marriage further studies of women have some effect. Students do not have to give girls the opportunity to graduate school for Ph.D. study is mainly concerned to find the object highly educated prejudice. Have been repeatedly exposed by the media of older white-collar married difficult problem, to many, Marriage: rational treatment of self-selection + In fact, both the obvious intention of looking for objects dating forum, or the screen before the blind date type of program, compared to enthusiastic. Many experts and scholars in the view,